What We Can Do For You
Plans Offered
- Medical
- Dental
- Vision
- Life
- Disability
- Voluntary Benefits
- Retirement Plans
- Section 125
Services Provided
- Benefit plan Analysis
- Compliance Issues
- Claims Issues
- Plan Administration
- Benefit and HR Online Portal
- COBRA
Most employers require help to manage the ever increasing demands of their employee benefit plans. Castle Benefits, an insurance brokerage company, was established in 1996 to serve individual, small and mid-sized businesses. Prior to that, our founder and principal partner, Jeff Ensign, had more than 5 years of experience in employee benefits working first with a large life insurance carrier and then with a San Diego-based employee benefits firm.
Castle Benefits’ full service approach is designed to be your single source for practical benefit solutions. Our high level of hands-on service allows you to direct the maximum amount of time, manpower and dollars towards the core activities that help your business grow. We understand your trust and confidence in our ability to deliver the services as promised must be earned. This objective heads our list of priorities. Feel free to call us any time at (619) 463-5475.
5 Ways to Save $$$
Crafted Plans
At Castle Benefits we love designing specially crafted health plan for you and your employees rather than "off the shelf health plans".
HRA
An IRS-approved, employer-funded, tax-advantaged employer health benefit plan that reimburses employees for out-of-pocket medical expenses. Since most employees don't use their coverage we have an opportunity for savings.
Self Funded Plans
With a self-insured (self-funded) health plan, employers operate their own health plan as opposed to purchasing a fully-insured plan from an insurance carrier.
Like vs. Like Plans
Find a similar plan from another insurance carrier.
Lower Benefits
Reduce benefits in order to save on premium costs.